spare change
Fintech is targeting millennials using AI
According to The Wall Street Journal the millennial (or Generation Y) age bracket's move to settling down and securing reasonably well-paid jobs is pushing companies to revamp marketing and products, especially financial ones. Millennials expect digital first service These products are being marketed online, given the increased use and familiarity of millennials with communications, media, and digital technologies. This pattern also reflects the different expectations of millennials in terms of multi-channel access and the types of financial products made available. One such example is the expectation of having more personalized banking products or services. Robo-advisors targeted to millennials This shift has presented new opportunities for fintech startup, according to David Semerad, writing for Forbes.
'Robo-Savers' Will Prevent a Retirement Apocalypse
Americans have a pressing problem: Nobody is saving money. Consider this: One out of every three people has a grand total of zero dollars saved, and 63 percent of Americans do not have enough money saved to cover an unexpected 500 expense. That s bad enough, but these folks are also going to live a lot longer than prior generations all these people drinking kombucha and eating kale chips aren t saving anywhere near enough to pay for the long, long lives they have ahead of them. So, what should we do? Should we put more pressure on employers to nudge their employees into retirement accounts?
AI for All! • Spare Change
These days, everybody is talking about the importance of artificial intelligence in the world of cars. Living in Silicon Valley, I've had my fair share of experiences with autonomous vehicles (that's a topic for another day), but today that's not my point. While AI could undoubtedly revolutionize the way we travel, there are a lot of other practical ways it could help to make our lives more efficient and less monotonous. Unlike controlling a multi-ton chunk of metal and glass, controlling more predictable pieces of equipment–such as lawnmowers and snowblowers–could help to alleviate the burden of maintaining one's property year-round. These pieces of equipment follow very simple paths, generally don't have a lot of obstacles to overcome, and are low-speed. Imagine it as a smarter Roomba for outdoors (although let's hope they'd be better than the very poor-performing Roomba).